All products are independently selected by our editors.

If you buy something, we may earn an affiliate commission.

The finance experts we spoke to agree that the right card can help with cashing in on rewards.

Image may contain Computer Electronics Laptop Pc Adult Person Cup Plant Furniture Table Clothing Hat and Head

Oscar Wong

Your travel credit card questions, answered

1.

For starters, its $95 fee is on the low end compared with other travel cards.

A huge added bonus is a 0% introductory APR that applies to the first 15 statement closing dates.

Chase Sapphire Preferred Card

Courtesy of brand

So if youre a foodie, youll love the incentive to dine out more often than usual.

What are travel credit cards?

There are two main types of travel credit cards: cobranded hotel and airline cards and transferable-points bank cards.

Southwest Airlines Rapid Rewards Plus Credit Card

Courtesy of brand

Should you get a travel credit card?

: The Modern Latinas Guide to Level Up Your Dinero & Become Financially Poderosa.

Its like putting away a little extra for a future vacation every time you shop.

Bank of America Travel Rewards Credit Card

Courtesy of brand

But be cautious of cards with unreasonable minimum-spending requirements to earn sign-up bonuses, Torres says.

Is a high annual fee a red flag?

Choosing the right travel credit card can really help make your travels more enjoyable and a bit more economical.

Capital One Venture X Rewards Credit Card

Courtesy of brand

American Express Gold Card

Courtesy of brand