I hearted the message, my eyes glazing over her PSA.

Everything you oughta know about the confusing new trade policiesfor the girls.

Shes right, of course.

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Since Trump took office,DOGE has gutted dozens of government agencies, including the IRS.

Its unclear why the Treasury Secretary is allowing this to occur, she said.

And there would be fewer resources to counter potential scammers as well.

Trump Tariffs

In other words, the CFPB was one more layer of protection between everyday Americans and malicious scammers.

I also just froze my credit and it took less than 5 minutes.

It was super easy.

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But should you freeze your credit too?

First of all, what is a credit freeze?

When you freeze your credit, it means that no one can access your credit report without your permission.

Should I freeze my credit?

Says Tu, A thousand percent, yes.

Regardless of the governmental climate, freezing your credit is a good idea.

Does freezing my credit impact my credit score?

How do I unfreeze my credit?

All three major credit bureaus have user-friendly online portals that allow you to freeze or unfreeze your credit.

you’re free to pull up the credit bureaus credit-freeze pages here:Equifax,Experian, andTransUnion.

Reshma Saujani went viral when she asked President Trump how he was going bring child care costs down.

Now, she’s leading a movement of moms making sure he sticks to his promise.

What else can I do to protect or grow my finances right now?

And of course, dont share personal information on social media, she adds.

(Why havent we, as a society, come up with more nuanced security questions yet?)

Second, says Mitchell, do what you’re able to to save and invest sensibly.

Instead, try investing in low-cost, diversified assets, or building your just-in-case savings.