Feeling some financial anxiety in the New Year?
Enter, loud budgeting.
When you initiate the menu, your heart sinks.
Then the waiter comes by with…oh God, is that an in-house sommelier?
That’s it, youre dropping $100 tonight, at the very least.
I cant afford this.
Lets go somewhere else?
In a follow-up TikTok, Battle explained his concept.
Simply put, loud budgeting is being honest about what you do and dont want to spend money on.
Loud budgeting has the same feeling as sneaking candy into a movie theater, he says in the video.
You feel like you got away with something.
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Mainly, because everything right now is out-of-control expensive.
Battle toldMarketWatchthat he thinks why this trend is resonating with so many of his peers.
I think this age group on TikTok is feeling the financial pressures of todays world, he said.
It started as a joke, but it struck a chord.
Its not just a TikTok thing though.
Even those in the financial services industry are on board with the trend.
She says that the most valuable part of the loud budgeting trend is it provides a sense of accountability.
Working together with friends to meet financial goals and still having fun?
Now thats a trend we can get behind.
